To help you determine whether a prospective company is eligible for membership in KESA we have developed the following underwriting guidelines. Please keep in mind that these are generalizations and exceptions may be considered on a case-by-case basis.

The prospective member must:

1. Have been in business for more than 3 years with prior workers' compensation coverage and demonstrate financial stability. Member must supply KESA with their federal ID number.

2. Have a net worth equal to or greater than two (2) times the annual KESA premium in order to qualify for the payment plan, otherwise the full premium is due at inception.

3. Agree to membership in the Kentucky Employers Safety Association. The membership dues are $35.00 annually or for any partial year.