Must we cover owners or corporate officers of the company by workers' compensation insurance?

Individual owners or partners of a bona fide partnership are exempt from coverage. They may be covered with proper notification. Corporate officers are automatically included for coverage. They may be excluded from premium charges and coverage by proper filing of the special Kentucky Form 4.  To receive a Form 4, contact Linda Grow at the Department of Workers' Claims, 502-564-5550, ext. 4495.

Who must be covered by workers' compensation insurance?

Employers who have even one part-time employee are subject to coverage and must provide workers' compensation protection to that employee, either through a private insurance company or a self-insurance program like KESA. Exempt from coverage are agricultural employees, domestic employees in private homes where there are less than two full-time domestic employees, persons employed by homeowners for residential maintenance and repair for up to twenty (20) consecutive days, persons who work only in return for aid or sustenance from charitable organizations, persons who are participating in a carpool for transportation to and from work, employees who voluntarily reject coverage, partners of a bona fide partnership, and certain employees protected by the laws of the United States.